A Personal that is pre-approved Loan an instant loan center for chosen customers.

A Personal that is pre-approved Loan an instant loan center for chosen customers.

This doesn’t need any security or protection. If somebody features a credit that is good, she or he becomes qualified to receive a pre-approved personal bank loan. This has a fast processing time and loan gets disbursed in seconds.

Web banking

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Charge Card

Avail faster sanction/disbursal of one’s loan

Debit Card

Avail faster sanction/disbursal of your loan

Loan Account No

Click the link to test your Loan Account

Key features

  • Disbursal in 3 seconds* – if you should be an ICICI Bank consumer and additionally entitled to a pre-approved loan, you may get funds straight into your bank account in only 3 moments*
  • Minimal paperwork – Pre-approval Personal Loan at ICICI Bank is really a hassle-free procedure which requires zero or minimal paperwork for loan approval
  • Least processing time – The pre-approved loan clients benefit from the processing time that is least for disbursal of loan
  • No Security/ Collateral required – ICICI Bank provides Personal that is pre-approved Loan chosen clients without having any security or security
  • Versatile Repayment – At ICICI Bank, pre-approved personal bank loan clients enjoy versatile payment scheme enabling clients to select tenure and quantity of their option. This will make loan payment really effortless and hassle-free for the clients.

Eligibility

ICICI Bank pre-approved Personal Loan is generally speaking provided to clients having a credit that is good or that have on a clean monitoring of repaying their dues. Additionally it is agreed to clients if they have no credit rating talking about parameters like income and saving history. If you’re an ICICI Bank client, you are able to log on to online Banking utilizing iMobile application or through www. Icicibank.com to test your eligibility.

Amount and Tenure

The Personal that is pre-approved Loan varies for each and every person. The utmost amount that is pre-approved get as much as Rs 20 lakh* which considers customer’s credit score in addition to loan repayment period. To settle the mortgage, you can easily go for tenure including a couple of years to 60 months which could make the loan payment procedure possible for ICICI Bank clients.

Test Unsecured Loan Calculation

Loan Amount Rs. 1,000,000
Interest 11.25% per year
Loan Term 60 Months
Monthly EMI Rs. 21,867
Processing charges 1.25percent of loan amount plus GST

*The values shown are for representation purposes just. Real values may vary.

How exactly to use?

You are able to make an application for ICICI Bank pre-approved unsecured loan in simply 4 actions:

Step one: Fill the applying form:

  • Apply through iMobile www. Icicibank or app.com
  • Look at the ICICI that is nearest Bank branch

Step two: pick your necessary loan amount and tenure.

Step three: Amount are going to be credited for your requirements.

What exactly is pre-approved Personal Bank Loan?

A pre-approved personal bank loan is generally provided by banks to clients that have a track that is clean of repaying their dues. It is provided by reduced interest levels. Additionally, it is available in situation customer does not have any credit score foundation parameters like earnings and savings history.

What’s the amount that is pre-approved may be sanctioned?

This might be predicated on your credit history and loan payment track. ICICI Bank provides amount that is pre-approved to Rs 20 lakh.

How to make an application for a loan that is pre-approved?

You are able to apply through ICICI Bank site, ICICI Bank iMobile app or dontbebroke ICICI Bank ATM or perhaps SMS PL to 5676766.

How do you repay the pre-approved loan?

You can easily repay the mortgage in Equated Monthly Instalments (EMIs). When you have an ICICI banking account, you’ll mandate us to directly debit the exact same through car debit mandate or you have actually an alternative banking account, then through NACH mandate.

Exactly just How time that is much it simply take for pre-approved loan approval and disbursal?

Pre-approved loans are immediate loans that are approved need simply 3 seconds* for disbursal.

Do i want safety to avail of Instant Personal Loan?

No, there’s absolutely no dependence on safety or guarantor for the pre-approved Personal Loan.

*The loan quantity is going to be credited upon conclusion of this online verification and acceptance of last offer.

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